Skip long NHS waiting lists and get the best medical treatment should you fall ill
Advanced cancer cover
In-patient and day-patient treatment
Wide cover from physiotherapy sessions to major heart surgery
Defaqto 5 star rated health insurance
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Don’t want to rely on the NHS for treatment or wait in long queues for a diagnosis or treatment?

Private Medical Insurance means you can get a faster diagnosis so you don’t have to wait wait months or years to be diagnosed and treated. You’ll always have access to the latest drugs and treatment from the UKs top approved specialists and get the best possible care in the UKs leading private hospitals.

What does health insurance cover?

Private medical insurance is designed to cover the cost of private medical treatment for acute conditions. An acute condition is a disease, illness or injury that is likely to respond quickly to treatment and return someone to the state of health they were in before, or lead to a full recovery.

It doesn’t usually cover treatment of long-term (chronic) conditions, where the main aim is to keep the symptoms under control. Private medical insurance also won’t cover any pre-existing conditions that you may have when taking out a plan.

How does private medical insurance work?

For the majority of claims, medical treatment begins with a GP referral for specialist treatment. This can either be your NHS GP or a private GP. Any onward treatment is managed by working closely with your private medical insurer, to ensure that you have quick and easy access to the right medical treatment.

How is private medical insurance different from the NHS?

Private medical insurance is designed to work alongside all the services offered by the NHS, but focuses on providing quicker access to treatment for acute medical conditions. PMI members can still use all services offered by the NHS. But with pressures on the NHS to meet healthcare demands growing rapidly, compounded by increasingly stretched resources, PMI can play a complementary role.

QUICK QUOTE

1. Which type of cover would you like?

2. Which additional benefits would you be most interested in including?

3. Who do you want to cover?

4. Do you have an existing Private Medical Insurance policy?

5. Your Details

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