Accident Only Income Protection

Unlike standard Income Protection, the Accident only option will protect your income simply from accidents that occur. This is usually cheaper than standard income protection that also covers sickness, but can be perfect for people only concerned by accidents due to the nature of their job or participation in particular sports.

• Available to most UK residents between the ages of 18-59
• No medical underwriting required
• Deferment periods available of 30 days, 60 days, 90 days & 180 days.
• Claim period of either 1 or 2 years.
• Premiums are reviewable meaning they will increase in line with your age each year and will be reviewed every 5 years and could either increase or even decrease
• Accidental Death benefit is usually included.
• Can have either standard cover or for an extra premium can also include the enhanced list which will simply enhance the hazardous pursuits covered.